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Set up your Read-Only CFO. A safe financial read.

Give your AI a clear window into the books, and nothing more. Your CFO reads your accounting and payments through the stock Xero and Stripe connectors and tells you the truth about the numbers, plainly. It never writes, never raises an invoice, never moves money. That restraint is the point.

The frame for this step. This CFO is read-only by design. It reads your books and reports what it sees. It cannot create, change, pay, or move anything. You connect it to Xero for your accounting and, if you take card payments, Stripe for your income. Both are stock connectors you add in your own connector settings, so there is nothing extra to sign up for.
What you need ready: a paid Claude account, the Cowork desktop app set to Opus 4.8, the plugin below, and a Xero account (Stripe too, if you use it). An AI Business Brain is recommended but not required. If you have one, your CFO starts with your context. If you do not, it works straight from the numbers.
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1.Download and install the Read-Only CFO plugin

Start here. Download the plugin, then install it inside Claude. In Cowork, plugins live under Customize → Plugins, alongside connectors. Install it there, or press the install button on the plugin preview if it was shared with you in chat.

Read-Only CFO plugin v0.1.0
How to install plugins →

2.Connect Xero (read-only)

Your CFO cannot run without your accounting. Add the Xero connector in your Cowork connector settings and sign in. A browser window opens, you approve, and you are done. If Xero offers a read-only scope, use it. This plugin only ever reads, but read-only access is the belt and braces.

On QuickBooks instead of Xero? Connect that. It works the same way.

Required

3.Connect Stripe (read-only key)

If you take card payments, connect Stripe so your CFO can read income and payouts. Use a restricted, read-only API key. If you run more than one Stripe account, one per brand or entity, connect each and tell your CFO which is which at setup.

Recommended

4.Start a task on Opus 4.8

Open a new task in Cowork, set to Opus 4.8 on High effort. If you have an AI Business Brain project, start the task inside it so your CFO can read your entities and context.

5.Run your CFO setup

One command sets your CFO up. It confirms how many entities to read and the few numbers you actually steer by, checks each connection with a quick live read, and shows you a first financial picture, cash, profit and loss, and who owes you. Then it offers to install a weekly cash check.

Type this into Claude. Type it, do not paste it. Type /, start typing cfo-setup, and pick read-only-cfo: cfo-setup from the list, then send.

/cfo-setup

6.Approve your cash check's permissions

Two minutes, only if you installed the weekly cash check. In the left menu click Scheduled, click into Weekly Cash Check, click Run now, and approve every permission it asks for. That one approved run clears the permissions, so it runs quietly from then on.

One thing to know: scheduled tasks run while the Claude desktop app is open. Leave Claude running in the background if you want your cash check on time.

Claude Team or Enterprise account? Read this first

The account owner enables it once for everyone.

On a personal Claude plan you can install plugins and connectors yourself, so carry on. On a Team or Enterprise plan, members cannot install on their own. The owner enables them for the organisation first, then members refresh. If your install button is greyed out, this is almost always why. The owner enables the Read-Only CFO plugin and the Xero and Stripe connectors for the team. Claude's help docs keep the exact steps →

What to expect from setup.

XeroRequired · accounting, read-only
StripeRecommended · payments, read-only
QuickBooksAlternative to Xero
Multiple entitiesOptional · connect each
By the end of this setup
What "done" looks like
Aim for done, not perfect.
Read-Only CFO plugin installed
Xero connected, read-only
Stripe connected, read-only (if you use it)
/cfo-setup run, entities and numbers confirmed
First financial picture reviewed
Weekly cash check permissions approved (optional)
CFO running? Up next

Ask it for a cash read whenever you want one.

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